Online Gun Helpful Charge Card Processor

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Finding a weapon pleasant a merchant account accounts is a powerful way to shift your pistol web business one stage further of knowledge. Acknowledging bank card obligations will probably be good for your clients and ideal for you, way too. Determine if you are eligible to apply for local or global firearm pleasant merchant services.


  • Tresa says:

    For example, I pay off my credit card, I have a zero balance. I decide i don’t want something and return it to the merchant, how will the new balance look like? Will it affect the outcome of my highest available balance
    obviously but if my credit limit show as higher because of this

  • Andy says:

    I’m starting my own online business and need to process credit cards. I’m familiar with paypal and clickbank but would like to see if getting a merchant account with credit card processing features be a better fit for my business.

    However, I know that many banks do not like internet businesses, so is there a company that specializes in this type of accounts?

  • Aleida says:

    I own a restaurant and need some extra money for remodeling etc . I was told you can get a cash advance on your credit card merchant account instead of going through the process of a regular loan but I’m not sure. Anyone heard of have any experience with these? Do you need good credit to qualify?
    I am asking specifically about credit card merchant advances, not fundraisers, grants etc.

  • Elizabeth says:

    I make my own stuff like my own paintings/accessories/tees — the merchant sites like Ebay need credit cards to join. Even paypal needs it. I don’t own a credit card. What are the alternatives? And what’s the cheapest way to ship them from the Philippines?

  • Kayla says:

    How the process of making a payment/refund to a credit card account actually works? I know how the money withdrawal process works (bank authorization, etc), but the whole refund process is a bit of a mistery.

    I am primarily interested in the case when the company making you the payment/refund is located abroad, and the credit card is a major, international brand. But it would be also good to know if a regular person (i.e. not a company) could make payments TO somebody’s credit card too?

    Actually, I guess the real question is – is the credit card number a regular, internationally-recognised bank account, and anyone can make payments to it?


  • Felipe says:

    How will I collect credit card information from my on line clients? will the merchant account provider install that on my website?

  • Vida says:

    I didnt see any phone option on a paypal merchant account. Is there an online site that I can just enter the credit card numbers and the total bill, and they can process this for me? For a percentage?

  • Lewis says:

    When I took accounting, we learned that credit card companies don’t reimburse merchants for the entire purchase price. Instead, they short the merchant a small cut that they keep for processing the transaction. In my classes, we used 2% for all cards.

    But that was many years ago and in academia. In the real world right now, what is the merchant discount for the various credit cards (Visa, Master Card, AMEX, Discover)?


  • Voncile says:

    I have been using debit cards for a long time. I know they work by simply debiting the expenditure on your bank account. But I have seen that most merchants prefer credit card. I know the reason well. It is simply because merchants who deal with customer using debit cards first have to confirm that they have sufficient funds in their accounts and then proceed with the payment, which demands a real time communication between the bank and the merchant. This contrasts with the credit card as they do not require any such confirmation, because any time you use it you lend money.

    Now I would like to know how do people pay off their credits? (whether deducted from bank account or paid “physically”). I have heard that some people get credit card bill. What is it? Does only a bank issue a credit card? Does the bank or the issuer charges any interest? Are credit cards related to bank accounts? (Is it required that I must have a bank account)

  • Berna says:

    I made a purchase in April of 2007. In June of 2007 I wanted to pay off the credit card and close out the account so I did so. Now it is August and company I purchased from is calling me asking me where ther money is? Because they can’t charge that card anymore. Please help.

  • Luciana says:

    Hi Guys,

    I’m planning to own an official website, and I don’t have a credit card account.

    I don’t have plans of having a credit card. Is there a way by which I can put up a website and pay using a different mean?

    Thanks Annie for the answer, and thanks to all that answered.

    How true are the rumors that PayPal has been on some issues in the past couple of months due to some “UNMET” services/expectations?

  • Donnell says:

    Hi, I was wondering where I can go to find a place,website, or service that will allow me to accept credit card payments from my customers.

    I also would like to draft automatic payments from their credit card or bank account. Where can I go to do this

  • Johnny says:

    this one church just got a Merchant Account from Innoative merchant solutions, along with credit card procseeing software and a wireless machine that you slide the credit card through, alot of people say that its a good idea But others (mainly the white people) say its improper WHY IS THIS?

  • Berenice says:

    How many payment processing options should a merchant account provider offer to the merchants? Is credit/debit card processing good enough or should other payment options like Ach processing, direct debit etc should also be provided?

  • Hassan says:

    I would like to accept credit cards for my small photography business. There are a number of companies out there offering to sell merchant numbers. Has anyone had a merchant number or know a company that is good to work with. Ideally I would like to run the credit cards over the internet as I don’t have a land line phone but will be selling more like retail.

  • Vida says:

    You, the customer, are issued a credit card from a financial institution. Given your credit rating, you are allowed a certain monetary limit that you can spend with the credit card. When you go to make a purchase with the credit card, the merchant charges the credit card company the amount of the purchase. In about a month you receive a statement with all your charges and you are required to send a cheque of the amount you owe. The credit card company takes money out of your chequing account once they have received the cheque. Is this correct?

  • Louella says:

    I have a customer that wants to pay with a credit card today but I don’t have a merchant account.
    I know PayPal does it if my customer doesn’t want to use paypal then there is nothing I can do about that.

    Does anyone know a company that doesn’t take 2-5 days to set up?


  • Donnell says:

    Hi, I was just wondering if I will lose credit if I close a credit card account with one bank. I plan to open up another credit card account sponsored by a new bank. I don’t want to use two credit cards so that’s why I plan on closing my old account. Help please?

  • Regena says:

    I know what the main difference is, however, I don’t get where the money comes from when you use a credit card. Who’s money is paid to the merchant? Obviously it’s yours, but where does that money come from? And when you get monthly payments, do you pay them back using your bank account balances?

  • Seth says:

    Do I need a merchant account from my bank to accept credit cards on my online store?

    Would I need one if I used PayPal exclusively?

  • Jacquline says:

    this one church now has a Merchant account with innoative merchant solutions they also got credit card processing software and a wireless terminal where you can side your credit card.

    the white people at this church disagress with it and says thats it not in the bible, wtf?? why do white people have to be like this?

  • Ronna says:

    My credit card was stolen and the thief made purchases on amazon, i don’t have an amazon account so it probably didn’t seem suspicious to amazon, and when i realized this i canceled the card but i was wondering how do they find out who the thief is if the purchases were made online? Who pays for the bill, the banks, the online merchant, or amazon? Can credit card companies or banks ask for the shipping information of the fraudulent purchases?

  • Patrick says:

    we are looking for merchant account plz

  • Orlando says:

    I need a merchant account to process credit cards online, can I open one online?

  • Filiberto says:

    hi guys….
    I m working in call centr frm last 4 years and now i m looking forwd to start my own call centr.
    i m having enough money to invest….. bt i need info abt merchant account cz its necessary for me, and i dont know anything abt this acc.
    I dont know its importance, its requirements and how can i open it and all.
    So plz help me out plz….

  • Tyesha says:

    I want to open an account so I can purchase things online but before I proceed any further I want to learn on how a credit card and a debit card really works and what exactly is this Visa Logo on it and further more what link has Pay Pal to all this?

  • Jack says:

    I am looking for a way for the business I work for to accept credit cards. We are not an online business. We have a machine which can perform the transaction. I need to know what to look for when it comes to software. Also, do we need to find a seperate company that would process the credit cards for us or will the company I bought the program from do it as well? I have never done anything like this before so any advice would be helpful. Thanks.
    itsjustme, just so you know, I know plenty. I have just never had to purchase credit card processing software before and I am not going to walk into it blindly. Also, we are getting the machine for free and we do have a referral to a company that would sell us software, but I enjoy saving my company money so they can pay me more. That is why I am browsing for other options. It sounds to me like you have no clue what you are doing since you had basically nothing constructive to say. Have your mommy fix you a snack and shut your mouth. I have to get back to work. I am busy filing patents and working on government bids. Loser.

  • Arturo says:

    I need to create groups of accounts for a company in Tally or other accounting software. I have 2 merchant accounts with different credit card companies. One of them credits my account in their bank and only sends me a statement of amount and commissions – other sends me a cheque after deducting the commissions. – How do I account for such accounts while making entries in to accounting software? Thanks for your time and help.
    I appreciate your answer Mr. Soni. My question was for a merchant account where customers pay me using their credit cards and then I receive the amount from credit card company. One directly credits my account with them while the other sends me a cheque. How do I open these accounts – under which group? Thanks again for your time.

  • Hollis says:

    I would like to know the exact procedures for setting up my own merchant account on my e-commerce website without passing through a third party merchant account provider.

    I know I have to open a merchant account with a bank. But how to I integrate it on my website??

    Thank you

  • Maryalice says:


    I have a credit card on paypal, it works fine. But i just added another credit card, a visa gift card, with $100 on it. I just checked the balance on it online, it says:

    Purchase: paypal (A$1.14)

    What the hell? I just added the card seconds ago, its not possible for me to have made a purchase, and also, the card is brandnew, straight outa the cardboard wrapper thing.

    Help!!??, Need quick response.



  • Merlin says:

    I am thinking of using Google Checkout for my website. I was curious if anyone has experience using it as a merchant? Can you process individuals credit card information manually? Is there an option for that so I can by pass having them enter into google and do it themselves. The idea is to be able to collect payment if I’m at a trade show, etc and enter the payment information later.


  • Ahmad says:

    As a seller, I dont want to just be limited to pay pal options for my buyers. How can I set it up so they can just type in their credit card number as a guest and i will recieve payment

  • Robin says:

    Please i want to apply for a credit crad but am soooooo confused and really want this ff questions kindly answered best for me.1.Which credit crad is the best and less problematic in using?(Visa or Mastercard?) 2.Which is the best to purchase,ie mostly used everywhere or accepted aalmost everywhere in the US? 3.Which is the best to use,Credit cards or Debit ccards? 4.Why do sooooo many people complain about having bad credits,debts,huge bills etc on their credit cards? 4,How do i apply for a credit card,do i need a bank account first,and with what bank? 5.How can i have the best credit card usage history without debts,bad credits etc? 6.Do i pay fees on the credit crad am gonna use monthly? 7.Is it safe buying online with your credit card even if the receipient talks about security of credit cards info?Kindly advise me on the best pleasssssssssse.

  • Marian says:

    What is a merchant account number exactly? I’m trying to enter a new payee in my online billing with my local bank. Is the merchant account number my credit card number?

  • Porfirio says:

    If someone wants to give me money but they don’t have cash, they have a credit card. Is there a way to use their card to put the money in my bank? so the amount will show later on their statement and they’ll pay that instead?

  • Nestor says:

    We will probably have more credit card transactions than cash.
    Please advise. Thank you!

  • Garland says:

    Hi, I am looking at something on eBay and I am looking at spending 7000 pounds, if I bought the item could I use my credit card (through PayPal) to pay for the item and what, if any fees would this result in? Would the seller then just be able to transfer the money to his bank or would this incur fees? Also, if I paid through PayPal and then phoned them could they push the payment through straight away? Thanks

  • Elanor says:

    We take reservations and credit card payments for each order entered in to a access database. We normally run the charges on the next day. Now we’re trying to run them at time of reservation. Is there a way to do this from access?

  • Lacy says:

    is cardservice international a good merchant account to use?

  • Ernest says:

    I recently submitted an application for a business credit card merchant account. It is an existing business with an existing merchant account with another company. This new provider wants me to give them my social security number even though the company has its own EIN/tax ID. Why would they want my social? Does this open me up to financial liabilities of the company? I know if they hard pull my credit information, this has a negative impact on my personal credit rating. The other option is to jump through hoops of sending several years tax returns and months of bank statements. What is the best course of action?
    We have been in business for almost 7 years so it is not from lack of history.
    This is not for a business credit card, it is for a merchant account to process credit cards.

  • Kareen says:

    I have a friend who want to launch an online store but doesn’t want the hassle of opening her own merchant account.
    PayPal would be fine but she knows there are still sales that would be lost without the ability to accept regular credit cards.

    Are there any online ‘malls’ that can accept credit cards for you?

  • Darrick says:

    Why do merchants prefer credit cards to debit cards although the former are more expensive for them? I have seen many a places (esp online) where merchants even refuse to accept the debit cards.

    I understand why credit cards are better for liquid customers (who enjoy the interest free loan if they pay the bills on time), networks and the banks (they get the commission) but I fail to understand what would merchants gain accepting credit cards when they have a choice of accepting a relatively inexpensive and almost equivalent medium of payment in the form of debit cards. Anticipating higher sales doesn’t sound very convincing to me!

  • Jenell says:

    I see many jobs advertising for merchant credit card services and payment solutions. How competitive a career is this? Can anyone recommend some good companies to work for?

  • Nickolas says:

    how can i get this funds back whitout hiring a lawyer they holding funds i have no charged backs, need answer?

  • Hans says:

    How do Credit companies and Banks put the amount or balance on credit or debit cards. I heard they put it on the little black stripe on the back of the card. But how do they get it on that stripe.

  • Joshua says:

    I just found National Merchant Bancard a few seconds ago on Google. They are saying that National Merchant Bancard is a online Merchant account and Credit card industry from USA. Can you let me know what is it really?

  • Joanne says:

    All of our buisness’ equiptment and vehicles have been financed without personal guarantor. We would like to accept credit cards for our services, but will not put our personal numbers on the contract.

  • Tynisha says:

    I need to process credit cards for customers of my small business.
    I own a computer repair shop – service, sales, and support.
    Most of my transactions are between $50-150.
    I get between 3-15 CC transactions per month.

    Here is what I would like to be able to do:
    Have a phisical terminal that allows me to swipe a card in person for a low rate.
    Be able to process online through the merchant website in case it is an on-site job or internet sale.
    Maybe if they have an app for the iPhone that would be a bonus. Not necessary, but would like.
    No setup, annual, rental, termination, cancelation, equipment, minimum, etc. fees. No BS.
    I just want to pay a low monthly rate, and low transaction fee. PERIOD.


  • Deanne says:

    whats the difference between credit and debit? and which is better to use? which one is worse for your credit card? and is better just to have cash and no credit/debit cards at all?

  • Beulah says:

    its alway paypal. i cant get paypal cos im 16 and i cant bid because they dont take credit cards

  • Lesley says:

    Something besides paypal. can someone tell me how to accept payments from my customers from their credit cards. Like I also want to automatic draft the payments either from their bank account or from their credit cards.

    For example, after they sign my contract, the job I do takes about 1yr. I want to take either the full amount first, or take monthly payments. I want to do this as an automatically payment to avoid late or no payments.

    Does anyone know where I can go, besides paypal.

  • Gale says:

    are the policies like not checking for ID but verifying signature still apply to bank card being used to purchase as credit transaction.

  • Diego says:

    My wording could be off but…
    Can a credit card company deny you from using their card because you pay on time and they are not making any money in terms of interest off of you ?

  • Yolanda says:

    if a debit card is money from your bank account how do the businesses that run it as credit know if there is money in your account? Is it just a chance they take or are they guaranteed payment if there is no money in your account?

  • Nola says:

    Just found out today, while going over the details of my credit card activity, that there is someone in NY (I’m in OH) that is buying things with my credit card number!!! And they are actually swiping a card! There is only 2 cards with that account number and me and my husband have them in our possession!!

    How can this be?

    Thankfully we aren’t being held liable for the fraudulent charges, and I’ve contacted the merchants in NY that the card was swiped at, and they are going to go over security tapes to see who it is.

  • Russell says:

    I own my own business, and would like to know the best way to accept credit cards. Thanks.
    You misunderstood me, Consulting. I want to be a credit card merchant-to be able to accept peoples credit cards as payment for my services. I already have credit cards.

  • Tad says:

    Let’s say someone stole my credit card and has my number and security code. How could they purchase something online without knowing my billing address?

  • Denae says:

    Can someone please describe what a merchant account is? Also what are some good companies to go with?

  • Dione says:

    I used my credit card for a purchase the wednesday after last and it has yet to show up in the transactions list on my online banking. Everything else is there. This has not happened before. Does anyone know what is going on? Surely the charge went through because they gave me a receipt.
    Sorry, the Wednesday BEFORE last. Some little nitpicks don’t seem to know what I mean.

  • Cheri says:

    is there a way to bill a credit card if im a small repair shop without a merchant account?

  • Denver says:

    I run a small landscaping business, and once in awhile (not very often) I get a request from someone who wishes to pay with credit card. Because I rarely get this request, it’s not worth my time/money to set up a merchant account, however, I don’t want to lose business by not having the ability to accept credit cards. Is there a service available, with which one can accept credit cards on an as-needed basis….something that’s not too horribly expensive?

    I should add that I’d be working with payments in the multiple $1000’s. An average job might be 10K (most of this goes towards purchasing materials/labor) when all is said and done. I’m looking for an option to PayPal, as I think their fees would kill me, with the above amounts in mind.

  • Melony says:

    Is there a way to get a virtual credit card terminal even if you do not own a business? I really want a credit card terminal without having to own a business because someone owes me money and they don’t want to have to run down to an ATM to get me money, so then I could just charge their credit card and have the money go into my Paypal account or something like that. Please tell me if you know of one and maybe one that is free or don’t cost alot of money because I won’t be using it that often just for when people owe me and they do not have money only credit cards. Thanks

  • Melanie says:

    Has you used Costco’s Merchant Credit Card Processing?? What can you tell me about it?
    Or tell me about others that you use.

    Thanks! :-)

  • Ines says:

    If I buy some shoes and they dont accept paypal but only major credit cards…….where will the payment be deposited??

    Will it be deposited into their checking account or something?

  • Alethia says:

    I’m posting this question on my Mother’s behalf. She recently got a Chase Visa card which is linked to our house and the equity on it. She’d like to buy a car in Australia, and doesn’t want to incur the 3% merchants credit card free on a $2XXXX car. Would she be able to transfer money from the equity credit card to her Australian Bank account?

    Thanks in Advance,


  • Youlanda says:

    I mean, what if the credit card company decides to sue the merchant , this they would have to seek info from the offshore merchant provider. What steps do providers usually do to protect their clients ?

  • Marya says:

    My gym is claiming I owe them $45 because they tried to charge my credit card 3 times, and it was denied each time, costing them $15 / pop.

    I’m not sure why the charge was denied all three times. They say it came back as ‘miscellaneous’, so they just kept on trying to charge it. Each time incurring a $15 Charge.

    I had sufficient funds, and my account was in good standing.

    Also this was an EFT payment if that makes a difference.

  • Cristobal says:

    I have a construction company and one of my clients wants to send me $5,000 with his credit card, i’ve only taken checks and cashier checks before how can I set my bank account up to accept credit cards?
    What about online credit card transactions ????

  • Jerrold says:

    I acually use prepaid cards right now no bank account but want to be able to process credit cards in my store how does all that work?
    FYI the store is not open yet

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