How Critical Is Charge Card Combination

Are you wanting that you simply come out of credit card debts? You don’t need to be concerned in any respect since you can quickly emerge from financial obligations and save your precious money. Select Consolidation Ideas via which you will shift the account balances from large APR (annual percentage rate) credit cards to reduced Annual percentage rates credit cards. If you shift your balances around the charge cards into low APR cards, you will be paying low interest and this will be a comprehensive discount. Although there may be a lot of why you should opt for expenses combination of cards, number of prominent versions incorporate,

Payable short term zero or reduced Annual percentage rates percentage.

Debt consolidation will help you transfer all the balances on to the new bank card without any yearly charge. Tend not to opt for the credit cards whose opening Interest rates is perhaps all time low for few months, but it increases exponentially. This will not remedy your purpose.

If the charge card payments seem to be late one to another, combining your entire financial obligations will also be the best choice.

Collateral loan is going to be offered within the debt consolidation program and you make payment for a lesser amount of month to month income than what you are presently spending on your plastic card.

Established your goal available and opt for Combine Financial debt Loans to cut back financial obligations operating on the charge card, and revel in fiscal liberty. Debts on your cards may well improve every time you just make use of bank card. May very well not know how unsafe and damaging it is to use the greeting card discover making good month-to-month income. For the people charge card consumers who have revenue returning frequently may use their credit card just to particular reduce. The restrict must be set with the individual credit history individual considering the complete investing and researching it with full income. For your own personel great, as well as the great of your loved ones you ought not want credit greeting card till and if you aren’t convinced that you won’t be obtaining financial obligations on the credit card. In idea, if you know care and feeding of the routine spending, only then you need to use the cardboard.

Professional debt consolidation reduction of one’s charge card should be high on your goal if you want in order to save your hard earned money and invest it ideal cause like organization, kids education and so on.

Categories: Personal Finance

115 Comments

  • Berna says:

    I’m a beginner, and I have absolutely NO idea on how to pick a racquet or play tennis! Any tips will do =]

  • Dwana says:

    Can someone give me info about gemini sun capricorn moon guys?
    I am sun and moon opposite of him which means I am a Capricorn sun with a Gemini moon girl.
    I was wondering if having to be born in different years change anything?
    His mercury is in taurus and mine is Capricorn
    His venus is in gemini and mine is Sagittarius
    His mars is in virgo and mine is Virgo
    his jupiter is in aquarius and mine is Capricorn
    his saturn is in aries and mine is Aries
    His Uranus is in aquarius and mine is Aquarius
    His Neptune is in capricorn and mine is Capricorn
    His Pluto is in sagittarius and mine is Sagittarius
    His N.Node is in virgo and mine is Libra

    I wasn’t too sure if I should put the degrees or not but oh well. Oh and I am not really a firm believer of astrology stuff i just like looking at them and studying them because I find them interesting :-)

  • Norine says:

    Can you please include the types of cards that a 19- year- old can get. What I mean is, some credit cards are difficult to receive based on age etc. I have a credit card and I dont like that company and I am about to actually close the account, but I want another credit card..

  • Oliva says:

    Is it better paying of Credit Cards BI Weekly Or monthly. I want my credit score to get in the 700’s.

  • Kent says:

    If no one ever paid for use of credit cards, the credit card companies would go out of business.

  • Noemi says:

    What impact does closing credit cards have on your credit score?
    I have a number of credits that I am not using. What impact if any would closing some of these accounts have on my credit score?

  • Felipe says:

    If someone is unable and doesn’t make payments on several of their credit cards, what can a credit card company do to you? Are they able to take your car? Your home? What is the most they can do to you?

  • Cathleen says:

    I have three credit cards but only use one, and pay it off in full every month. I am planning on making a big purchase at Best Buy and can save a lot of money if I open a credit card with the purchase. (I believe like 20% which would be almost $150). I would never use that card again.

    Is it bad for my credit rating to have credit cards that I never use?

  • Shin says:

    So my credit score is something like 562. I am looking to get a credit card with something like 2000 dollar limit or lower that wont have unbelievable fees. Does something like this exist? I’ve applied for credit cards over the last year and have been denied each time. Yeah, my credit sucks. What can I do?

  • Sherwood says:

    I work at Target and one time I rang up this guy that wanted me to charge him $2,000 for a few gift cards and put it on a credit card. Later on my team leader explained to me that he couldn’t go over a certain amount and that the credit card he used was possibly stolen. What would he accomplish doing that? Who else has had experience with stolen credit cards? Who has time to research all these ways to commit fraud? What other things can somebody do with a stolen credit card.

  • Jimmy says:

    Credit cards are becoming more and more picky about extending credit, and the interest rates are through the roof. What are some other ways I can establish solid credit without a credit card or major expenses? I go to college full time and work full time, I don’t want to get into heavy debt.

  • Era says:

    I have some credit cards I have not used and want to cancel them so, I can up my credit score.

  • Isidro says:

    I’m going to have a booth at an arts and crafts fair. I’m not sure how to accept credit cards. do i have to go with the manual cordless credit card machine or are there more options. thanks

  • Cruz says:

    When I turned 18 I knew I needed credit cards to grow credit. When I reached the $500 limit on my first card and the $2000 limit on my new card when I found that this was not good for my credit. I hear that as long as you don’t spend more than half of the available balance your credit will be fine. Is this true?

  • Chun says:

    My mom wants to transfer some credit card balances that she has over to a new credit card that offers a lower interest rate. Does anyone know some good credit cards with low interest rates?

  • Travis says:

    I currently have a TransUnion score of 570 and Experian score of 569 with no credit cards, 17 accounts in good standing (installment loans), and 5 derogatory accounts. I’m working on improving my credit and have learned that credit utilization (credit card balance/CC limit) accounts for about 30% of the FICO score.

    My questions are:

    1. How is credit utilization factored into the score if there are no credit cards?

    For example, since it counts for 30% of FICO does that mean the highest achievable FICO score is 70% of 850 (highest possible score) if no credit utilization or do the other factors have more weight if no credit utilization? Traditionally, the score is weighted: 35% payment history, 30% credit utilization, 10% credit inquiries, 10% types of credit, and 15% length of credit history.

    2. How much can I expect my credit score to raise in the next couple months if I open a credit card and keep utilization below 20%? Will my score increase 30%?

    3. How much will it raise over the course of a year? Will a see a large jump in the first few months as a result of opening a credit card then the increase will lessen throughout the year?<—for example, jump 50 points in first few months then only raise an additional 10 points throughout the rest of the year.

  • Huey says:

    I see adverts all over the place for credit cards for people with poor credit ratings, but not good ones. I use my credit card a lot for business travel, and have an unblemished credit history, surely I should get better rates?? The current credit card rates bear no resemblance to the currently low base rate.

  • Geoffrey says:

    I am a college student and I want a credit card or two to help start building my credit. What credit cards can I apply for with no credit history?

  • Perry says:

    I have a few personal credit cards and I want to consolidate them. I am also self-employed, but I dont’ have a business credit card; although I get LOTS of ads for them in the mail. I’ve always wondered, what is the difference? Are there different rules or fees? Can you only use them for business purchases? Do you have to spend a certain amount to keep them?

    Any advice appreciated…

  • Kendrick says:

    Store Credit Cards that is?

  • Era says:

    I want to get a frequent flyer credit card but I already have 3 credit cards with generous limits. I don’t need these credit cards and I would like to cancel them and have this “possible credit” to go towards the new card. I heard once that canceling a credit card has a negitive effect on your credit score. Is this true? If so, how do I switch credit cards and avoid affecting my credit score in a bad way?

  • Carlie says:

    I have 2 credit cards and they’re not even that much. I’ve been paying every month to reduce the balance but after interest charges, it seems to go straight back up. I recently checked my credit score, and it’s in pretty OK shape. I know if I get another credit card, my credit limit will be enough to cover for both debts. My plan is to just get a new credit card with no interest for one year and pay them off then cancel my other 2 credit cards.
    Is that a safe idea? Will it affect my credit score (negatively) that much to do so?
    Thanks.

  • Anderson says:

    I have 3 credit cards equal to about 2,000 that I am paying off. All cards are closed but once I pay it off will this help my credit score? I currently have 1 active credit card.

  • Prince says:

    I want to compare the different credit cards from citibank and apply online.

  • Kerry says:

    Is there a financial guideline, rule of thumb, etc. for how much credit a person should have via credit cards? I am a responsible user and pay off my balances every month. I often wonder how much credit I should carry beyond my regular spending patterns. Should I keep as much as possible for an emergency, or should I streamline and eliminate extra cards/credit due to the risk of identity theft?

  • Barney says:

    I have four credit cards and I want to put the amount owed all onto one credit card with a lower intrest. I also don’t have very good credit. Any help would be useful. Thanks.
    The amount owed is not more than 1,500 between the four. I always pay double of what the minimum payment is.

  • Wes says:

    I heard somewhere that some credit cards can damage your credit even if you pay on time and more than the minimum balance. Is this true? What kind of credit cards would be like this? Thanks for your help!

  • Elliott says:

    Would it be find to have 5 credit cards and be in a good standing?

  • Jason says:

    First time dealing with credit cards need as much info as possible.

  • Stewart says:

    I have several credit cards. Most of them have a zero balance. I do notice the credit card companies keep sending me blank checks wanting me to take advantage of low interest rates theyre offering.
    Will the financial troubles have any effect on my credit cards? If so, what?

  • Tamatha says:

    Both personal and small business credit cards would be helpful. Thanks!
    I know through personal experience that American Express DOES require a SS# when adding additional cardholders (at least for personal cards), and that Advanta does NOT require a SS# when adding additional cardholders.

    Personal experience with additional issuers would be helpful.
    Please provide specific credit card issuers. Thanks!

  • Heriberto says:

    How did credit cards Revolutionize they way we live today?
    Do you the history of the credit card?
    How do credit cards effect us?
    Positively
    Negatively?
    Thanks!

  • Joshua says:

    I am new to the world of credit! I currently have 2 credit cards from Bank of America and Wells Fargo for 2 months. Should I still apply for another one or two or three?? If so, what’s d’ best credit card for the people whos just starting building credit.

  • Cody says:

    I have 4 credit cards (limits are 1000, 3300, and two 500s) and was considering getting rid of one 500 credit card. Should I pay the whole thing off and KEEP it or GET RID of it??

  • Pamala says:

    My account was closed by the bank due to number of credit cards I have and high balance. I will be able to close all in 6 months. Can other banks close my credit card accounts as well? What is the best way to handle it?
    Thanks for the answers but my problem is:

    I have one card which was closed by the bank and limit on one other were reduced. I am afraid that this will create a “domino effect” and all other banks will start to close my accounts. How possible is this? Another question is: how bad will the effect of a closed account by the creditor will be on my credit history?

    Thanks guys for your answers

  • Byron says:

    I wish to avail one. In many places VISA® credit cards are mandatory. For example, last year I tried to register for G.R.E., and they did not accept my Axis bank debit card which is a VISA card. In their website, they ask for VISA® or MasterCard® credit card/debit card. Can anyone please explain?

  • Anibal says:

    I am ordering something off etsy. I have two gift cards that are like credit cards and can be used anywhere. Is it possible to do too payments in one order to get the total amount? Or will Etsy only let me use one credit card in form of payment.

  • Chester says:

    I have excellent credit, all 3 scores in the 758 to 798 range. I only have 2 credit cards, but theyre both just basic cards from when I was 18. They don’t offer benefits/rewards or anything. What card can I apply for that gives rewards to people with good credit?

  • Erin says:

    I get some credit cards I would like to pay off as soon as possible. I read that you should pay the card with the higher interest rate first and then pay the minimum payment on the other cards. I like the idea of consolidating all your credit cards and make one payment , as this would make my life easier. Which option would be better, pay off each credit card or consolidate?

  • Virgil says:

    I am applying for a secured credit card after bankruptcy (due to medical bills), Is it to my advantage to get 2 or 3 secured credit cards to build history or only use one? I dont really need or want any loans/credit cards right now and I am big on paying cash but I need to rebuild my credit rating. Will 2-3 secured cards build my credit faster then 1 secured card?

  • Kristie says:

    I hate credit cards, but need to build credit. I would like to have a prepaid credit card and a normal fico building credit card. No annual fee of course. Then I will spend up to my prepaid cards limit on the credit card and pay off the credit card every month with the amount on the prepaid. Genius or problems?

  • Merle says:

    I have no credit card debt but a few credit cards that are open I never intend on using. Is there any way I can close these accounts without hurting my credit? I do not like the idea of having open credit card accounts, for fear of theft of these numbers.

  • Myong says:

    I have a few personal credit cards and I want to consolidate them. I also am self-employed, but I dont’ have a business credit card; although I get LOTS of ads for them in the mail. I’ve always wondered, what is the difference? Are there different rules or fees? Can you only use them for business purchases? Do you have to spend a certain amount to keep them?

    Any advice appreciated…

  • Brock says:

    I am currently a college student with 2 checking accounts (Wamu- 3 years & BOA- 1 year) and 1 credit card (Citi- 1 year). I have always met the requirements for my checking accounts and paid all my credit card bills on time. As for loans, I do have about $10,000 of student loans in debt. I was wondering if it is okay for me to get another credit card. Also, many say that having a lot of credit cards are bad for you. What is the reccomendation of how many bank accounts and credit cards should I have so that my credits would not go down? Thanks in advance!

  • Fidel says:

    I’m going to have a booth at an arts and crafts fair. I’m not sure how to accept credit cards. do i have to go with the manual cordless credit card machine or are there more options. thanks
    How do i get the wireless equipment free?

  • Tammi says:

    I currently have two credit cards, but would like to get one final one. I’ve been getting turned down for a few recently that I thought sounded good. What are some good cards and websites where I can get a credit card that almost every gets approved for? I’m young(21) and trying to establish some more credit. My friend got approved for a Best Buy credit card tonight and his credit isn’t that good. However, I just want a main card(for example: visa, discover) and not a store card. Thanks for any help.

  • Lewis says:

    As far as I know, credit cards involve paying interest rates to the bank wich costs additional money on top of the purchases price. On the other hand debit cards are free when used in offline and online purchases, so does anybody know why people prefer to use credit cards instead of debit cards ?

  • Krysta says:

    I have 5 credit cards with different limits and rates.I’m in the process of paying them all off, however I know you need to have balances on your cards for healthy credit. How many cards should have a balance and how many should be unused?
    @Stephen, if i have no balances, then what’s the point of having credit cards to begin with? How else will I build credit history?

  • Sal says:

    I am not very business or economically savvy. What does it mean to pay off one’s credit cards? Is it referring to credit card debt?

  • Porfirio says:

    I think there are 7. So far I have smart cards, credit cards, debit cards, cash cards, and charge cards.

  • Chester says:

    Best credit card to get?
    How much do you pay on it monthly on average? Average max spending limit?
    And what affects those things?
    Just basic information about credit cards please.
    I wanted to keep using Chase, do you recommend them?

  • Jacquline says:

    How can I build my credit up without aplying for credit cards? I curentnly have a car loan and a personal loan.
    My CR says I dont have enough revolving something.

  • Merrill says:

    Will they take a credit card check for a loan payment?
    I am going about selling something and the person wants to pay with a credit card check. It’s not my own credit card check. I just want to make sure they will accept it.
    I am going about selling something and the person wants to pay with a credit card check. It’s not my own credit card check. I just want to make sure they will accept it.

  • Akiko says:

    I am 22 and looking to apply for my very first credit card. I don’t have very good credit since I’ve tried applying for store cards before and they’re always declined. I would like to have a credit card now since I’ve got two jobs and might need a credit card in emergency situations. Thanks for your help!

  • Goldie says:

    ok im planning to use my credit card gift card on a rhapsody subscription online. how would i be billed if I use a credit card gift card like an Amex gift card? would a bill be sent to my home(that wouldnt make sense cuz im paying with a prepaid card)?
    i mean when i use it online? will something be mailed?
    how will the online retailer know its a credit GIFT CARD?

  • Jeff says:

    There is a credit card showing on my credit report and I didn’t know about this specific card. I have the name of the card, the card number and balance on this card. I want to know what it was used for. Can someone help me?

  • Jack says:

    I have made some bad financial decisions in my life and as a result I have horrible credit. I am looking for a credit card company that will issue me a card in order to rebuild my credit. Are there any companies that don’t have an outrageous interest rate that will help me get my credit back on track?

  • Oswaldo says:

    I have good credit and im in the market for a business credit card. What company offers the best rates, offers, cash back programs ect? Please give me some ideas on programs i should look into from the major cards like, AE, Discover, MC, and Visa.

  • Kylie says:

    I want to get a credit card but I have no way of getting on with out any credit. How is it possible to get a card. I need to build my credit to get loans for school.

  • Scottie says:

    I want to apply for a walmart credit card but im not to sure exactly how that stuff works. Lets say i want to purchase a playstation for $400 and i use my credit card, how does the rest work?

  • Sally says:

    I have credit card and i would like to purchase products online, but i am fear of credit card frauds and hacking the same. So what can i do to purchase items more securely with my credit card ?

  • Claudio says:

    I’ve never had a credit card before what are some tips in getting accepted?
    Forgot to mention that my main reason is for building credit.

  • Man says:

    does anybody know where you can be 100% approved for a credit card with bad credit and without me sending them money or them giving me a limit of $300 and after the bla bla bla charges only have $50 left?

  • Trinidad says:

    anyone know of a credit card when you have bad credit?

  • Gregg says:

    entering college as a freshman, i have no credit history. so when should i get a credit card?

  • Azalee says:

    In regaurds to credit card fraud. Are all credit cards protected against fraud? So it doesn’t matter what credit card you have, you can always disbute a bill or a charge to the account?

  • Sal says:

    I have two credit cards that have very high balances on them and I was wondering if there is a credit card out there that is just for credit transfers. I would like to transfer both my credit card balances on to one card so then I would have just one payment a month.

  • Titus says:

    what is deffrence between student credit card and secured card?

  • Cammy says:

    Where can I find a prepaid credit card fo help build my credit rating?

  • Miquel says:

    I want to know if anyone has personally applied for a credit card having no credit history at all. i have applied for bank of americas student card and got denied also i applied for discover card and got denied even though it say no credit history required??

  • Warren says:

    What exactly is a secured credit card?

  • Rodolfo says:

    what is a unsecured credit card?

  • Tristan says:

    We applied for cred card. But allow a secured credit card. What is the differences. We would have a clear piture if described clearly of both , credit card and secured credit card.

  • Tammi says:

    I’m about to be a college student and I’m looking to start establishing good credit for myself. I have never opened a credit card before and i want to get the best one possible for a student. Does anyone have any ideas which card works great with students? Do you have any advice on them? What criteria should I stick with when it comes to choosing the right card? Do you know what credit card company not to deal with? What do you think?

  • Chae says:

    1.I have a credit card with Aus$2100 credit but the laptop i want to buy is Aus $2500 will they(dell computers) accept my credit card?
    2.Will the bank (HSBC) allow the transaction of buying a computer that is over my credit limit?
    CREDIT CARD credit limit problem?
    1.I have a credit card with Aus$2100 credit but the laptop i want to buy is Aus $2500 will they(dell computers) accept my credit card?

    2.Will the bank (HSBC) allow the transaction of buying a computer that is over my credit limit?

    (I do not mind paying overlimit intrest fees to the bank.But wheather that will affect dell accept my credit card im not sure) pls help

  • Lesley says:

    So I have no credit. I go to apply for a credit card so i can build my credit..but i cant get approved since i have none..anyone know of any credit cards that i could get to help build my credit??

  • Delora says:

    I wanted to apply for a credit card that is unlimited and just a good one.my friend got a credit card thats unlimited and i wanted to know where i can get one at?i need it for college.thanks!

  • Garfield says:

    I am looking for a travel rewards credit card. Where can I go?

  • Princess says:

    Friends, pls detailed ingorm me about debit card, credit card and visa card….

  • Cecille says:

    My dad pays for my credit card… is it possible for me to take out money from my bank account using my credit card?

  • Marian says:

    High school kid without a job, no bank info
    Need credit card to get a free xbox 360
    what do I do?

  • Anderson says:

    I want to apply for a credit card but I don’t know about credit card companies which provides best credit card.

  • Clifton says:

    is there any credit cards that you qualify for once u turn 18 and dont have any acounts in ur credit history? because im trying to build my credit score… please let me know any store that gives u credit card. thanks!!!

  • Evita says:

    Hi there,

    Quick question…For building credit, is there a difference between student credit cards and regular credit cards? Because I’m gonna apply for a new credit card, and I wanted to see if I should choose the college credit card or a regular one….or if it even matter in terms of building credit. Thanks.

  • John says:

    what is the best credit card is the best to start out with

  • Louisa says:

    Is ATM card and credit card same thing. or debit card and ATM card same?
    what is the main difference between ATM card, Credit card & Debit card?

  • Herman says:

    I’m turning 18 in 2 weeks and i was wondering if i would be able to get credit cards?? i saw online that i could get one for up to 5000 dollars, is that true?? i dont believe everything i read so i was just asking, and i dont want to hear thats its going to ruin my credit, i plan on putting a ton of money towards it every month, if anything it will build my credit, so any advice? or good brands of credit cards i would qualify for?

  • Arnulfo says:

    I’m 18 and already applied for a non-secured credit card and I got rejected… are there any credit cards that are for starters.

    Btw, I will be attending high school in september. I want to get those students cards, but it seems like they are only for college students.

  • Mi says:

    i want a unsecured credit card that i will get approved no matter what and not have to pay anything to get it activated and to use it, for instance imagine card makes you use a banking account and pay the 5 bux before you can use it. is there any credit cards that you get approved no matter what and not have to pay a proccessing fee?

  • Carmine says:

    Can you get a debit card or credit card at age 16 ? If so which is the good option Credit or debit card ?

  • Mee says:

    Hi I paid off all my debt except for one which is 137.00 on my credit reports. I wanted to apply for a credit card for bad credit because it says on my credit report that I need to get a major credit card Visa, MC, Discover, or AMEX and pay on it monthly. I do not want to use to card for cash advances! Thank you all answers welcomed.

  • Brant says:

    What can you do with a credit card?

  • Jeramy says:

    what is chip credit card? Should I take HDFC BANK titanium edge credit card?

  • Geneva says:

    My credit score is 550…I had 2 collections accounts and they are closed. I need to get a credit card but no one will approve me. Can anyone tell me a credit card I can get approved for and it will help me rebuild my credit?Thank you

  • Andrew says:

    I may get a credit card for young adults.

  • Khadijah says:

    I have been having problems paying my credit card – the credit card company offered me a lower settlement to clear the entire amount. Does doing this hurt my credit rating and score?

  • Mi says:

    Wireless credit card terminals continue to gain popularity among small and large businesses.Historically, mobile credit card terminals have developed hand in hand with all the advances of the cell phones industry.In short, wireless credit card terminals (or virtual credit card terminals) offer the merchants very convenient way to accept debit or credit card payments outside of the office, warehouse or any other place of business. In addition, recent developments and technology made it possible to have the wireless credit card terminals only without any need to install a regular stationary “point of sale”.So the only things a merchant needs are the smart phone and a wireless credit card terminal.

  • Lance says:

    whats the difference between credit cards and the reward credits cards??? and which one is better?

  • Harley says:

    A family member suggested I get a secured credit card to help build credit for myself. I figured this was a good idea, however, upon looking USAA also has a student credit card. Which one would be a wiser idea for a 18 YO college student to apply for and use for small purchases (I was thinking of just using it to buy gas or occasional groceries)?

    For reference, here is the student card:
    https://www.usaa.com/inet/pages/banking_credit_cards_main?wa_ref=pri_global_products_bank_cc
    here is the secured CD card:
    https://www.usaa.com/inet/pages/banking_credit_cards_secured_credit_card

    I should note I have no credit, and haven’t applied to either yet.
    Thanks for the detailed answers, all! Going to go for the secured card, and use it through community college then advance to an unsecured card!

  • Waylon says:

    What creditor can I get a credit card through…even department store just to use as a rebuilder? Score is about 500

  • Aleida says:

    like what kind of credit card /company should i aply for?….explaind diffent type of credit card…like gift card or um…planium card and stardard cards…and is it safe to use it online …plezz hepl me im clueless

  • Kerry says:

    I am looking for a good student credit card to see my through college. Where can I go?

  • Arlie says:

    What are some shooping stores to apply for a credit card???

  • Yu says:

    Wheres a good place to get a credit card if you have no credit and no credit score ??ANY SITES??? Or do you know another way to build up your credit

  • Maribel says:

    My request for a new credit card was rejected. When I asked for an explanation a certain telemarketing person said that I was a credit card tart and that is why my request was rejected. What does a credit card tart mean?

  • Terri says:

    i had a thought of credit, but im unsure if a debit card is a credit card. i used my debit card ( when i had a job ) to withdraw money from my account. i had left $18.34 i wanted to take out $10.00 dollars for a purchas without taking my card with me. but when it asked how much withdraw it only went up to $20 dollar withdraw. so i withdrew 20 and owed my bank 2 dollars. that ended up going up within a few months. my question is does that count as credit? if so i didnt know and i do have a bad credit score…lol thanks and no rude comments please, it was my first time having plastic and didnt have a clue how to use it. i got it cause a friend told me it better to lose plastic than to lose all ur money ( bills ) if i got jumped..

  • Columbus says:

    Does cancelling a credit card or a store card affect my Credit History. If so, how?
    Well, I have been having all my card for the past 6 years and I always pay off the full amount when due every month and no defaults :-)

  • Virgil says:

    i have horrible credit but i need a credit card. is there any way i can get one or no?

  • Moises says:

    I’m 21, I’d like to build credit. I’ve never have a credit card before. I plan on just using the credit card for maybe gas and that’s about it. Which card should I go for? Also I’ve seen that for many you get the first year 0% APR. Is this good? Will it grow credit? Or do I need interest to grow credit? I don’t want a card just for the sake of having a credit card. I want it solely for the purpose of having good credit. Thanks.

  • Margarite says:

    My friend is a minor like me, we’re only 15, but he has a credit card that he uses to buy stuff online, so he doesn’t have to use his mom’s credit card. I was wondering where to get something like that, like a credit card that you fill up with money and you can use it anytime.

  • Sabrina says:

    Where can I find hotel reward credit cards?

  • Vincenza says:

    I have had a job for two years and now i want to build my credit. i have been told to apply for a credit card but which one to apply for is hard. i dont know anything about credit cards other than you charge now and pay later. what is a good first credit card? i take i have no credit history and im 20 going on 21.

  • Kendrick says:

    APR for credit cards? What do they mean when they say credit card introductory APR rate?

  • Zackary says:

    I want to get a credit card to purchase a laptop and to build credit. What is the best card I could get with the most benefits and best interest rates?

  • Jeanna says:

    Can I get a credit card although I have bad credit?
    Which credit cad?
    which bank?
    How much would be the highest spending limit be?
    I have only had ONE credit card before,(don’t owe much on it),
    but I have a broken lease,that may have been the reason to the low/bad credit.
    What is my options/chances?
    Could I also apply for any of them online.
    I want a decent card,NO scam!

Leave a Reply