Frugal Tricks For Automobile Insurance Shopping

Everybody I talk to is attempting to reduce on costs and set aside more money currently. With reduced family savings rates, market troubles, high credit card prices, and any devices that is being conducted, it is no surprise that consumers are loooking for a way to slice expenses!

1 monthly price that everyone’s is our auto insurance quality. Don’t even think that all insurer is going to be as well. You are able to reduce your bill. Get some good rapid suggestions that could help save 100’s of dollars, or higher, monthly.

Realize that I might nevr explain to any person to give up the best policy coverage to save lots of some dollars. Minimizing coverage costs you much more over time.

Do you require complete insurance coverage? Don’t be also rapid to chop out insurance to save money. Many agents will show you to only keep your culpability soon after your car or truck pays off of.

But that can only remove the Inchesother dudeIn . if you have an accident. You still need pay out to repair or exchange your personal automobile if you are to blame, or you are struck by an uninsured car owner. You need to be certain you can pay for to change your travelling when you eradicate any insurance your overall insurance plan has.

It will be worthwhile for some time evaluating insurance. It is not simple to guess which lifestyle adjustments will alter your premiums.

The insurance firm that worked so well in your case recently may not be the very best one these days. This could be through your own circumstance, like digging in a whole new new driver or distinct car. It may be due to alterations for your insurance company you cannot even know about.

You may be thinking that every insurance firms are similar, but it is not the case. Whilst they may possibly estimate charges on a few of the same basic things, they ponder them differently. The company which offers a great price into a 45 year old may be very high-priced once you consider adding an adolescent motorist for your insurance plan. In case you just got an interest rate enhance, it’s about time to do some motor insurance searching!

It is not hard to assess car insurance estimates both. You can find numerous on the internet types offering strategy comparisons. All you want do is vital with your information after. You’ll be able to relax and consider cut-throat quotes from prime insurers locally. This should save a little money and time.

You can use these shopping around to acquire a plan, or you can take them back to your outdated agent to see how he or she can help you. In any event, the more, the better off of you will be when you find yourself trying to purchase the best insurance.

Today it pays to be a watchful and cheap customer. Because just about all individuals require insurance policy, this can be one great place to begin when you are trying to economize.

97 Comments

  • Louella says:

    What is a good website to use when researching auto insurance. One where I can get numerous rates from various insurers and compare them with each other?

  • Kurtis says:

    I can think of ta few ways:

    1. We don’t HAVE to drive

    2. If we do drive, most states require insurance, but also may take a bond or proof that you have money to compensate

    3. Auto insurance is mandated by the state, not the federal government

  • Catarina says:

    Hi!

    I am with auto-insurance company X right now and due to few number of insurance claims that I had made, my insurance is going up. I am wondering if I try to switch to some company Y, will X share my claims information with Y?

    Thanks!

  • Tyesha says:

    I didnt change my address at the DMV when i moved out because im planning on moving back with them this summer. But i got a new car and the dealership changed my address at the DMV To my boyfriends apartment (i do live there mostly) :( so i got the sticker for my ID in the mail and im worried now that i cant be covered under my parents auto insurance if my address has changed at the DMV from their household.

  • Salvador says:

    I’ve recently started working for an auto insurance agency but I do not have enough knowledge… and I’m really bad at reading books and i can’t take one to work anyway… i have my computer there and i need to know a website that will help me master auto insurance buisness.

  • Sal says:

    I am researching the nonstandard auto insurance sector and would like to understand how many carriers are underwriting policies in the United States.

  • Patricia says:

    Is auto insurance in Manitoba private or pubic? How is auto insurance in Manitoba different from Ontario? Which is better and why?

  • Fredia says:

    I’m trying to work out a settlement with the auto-insurance company over an injury that happened last December. They’re offering $3,500, but we want $5,000. I was wondering how much it would cost them in legal fees, and lawyer costs if we were to bring this to court. It could help in our bartering if we know they’ll be saving money just settling. Thanks.

  • Prince says:

    My auto insurance was cancelled as of December 3 due to nonpayment. I want to get insurance with a different company in the next week when I get my next paycheck, will the new company I sign up for know it has been lapsed for a few weeks? This is the first time I have ever let this happen so I have no idea what to expect.

  • Joette says:

    I have the opportunity to take over payments on a car. Since the title is not in my name, how can I get auto insurance for this car until the title is transferred into my name? I’d heard there is a form that the owner can sign that verifies that I will be the only one driving this vehicle. Any suggestions would be helpful.

  • Mabelle says:

    10pts to best answer. Question about auto insurance policies?

    I just earned my drivers liscence. My father is dreading the cost of adding another driver to the family auto insurance policy. What are some discounts that many insurance companies offer that might help save my dad some money when the premium is due?

  • Shannon says:

    Why is it a law here in North America to drive with insurance. The federal and provincial Insurance Bureaus regulate these policies and rates and rip people off. Sometimes I think insurance is another form of tax.

    You can always take someone to the court to claim damages. Why is it that auto insurance is MANDATORY, it should be optional.

    Here in Toronto, its so expensive.

  • Jodie says:

    Can someone help me in providing necessary information on how I go about doing this? I know I need to get a license, but I can’t find any info regarding auto insurance. Also, do we need a franchise or can I do without one? Please help and with links regarding info about auto insurance in Texas. Thanks!

  • Enriqueta says:

    Recently i have had to change auto insurance providers for multiple reasons. So now i am looking for the best place to get auto insurance quotes from.

  • Sana says:

    I am planning to sell my car and cancel my auto insurance. If I want to rent a car, am I required to buy their rental car insurance, since I wouldn’t have any other auto insurance otherwise?

  • Sharolyn says:

    My wife just got a new car and while registering it with our auto insurance company, I found out that we have $500 deductibles on both of our cars. Turns out we can save $86 per 6-month policy if we raise it to a $1000 deductible? Which is smarter to do?

  • Melina says:

    I haave cnacelled my auto insurance (don’t have a car ight now) after 6 months of not having a vehicle. Will I get a refund for the insurance money I paid for the past 6 months?

  • Rodney says:

    I got my license in June and i turned 18 last week.
    My dad is trying to find a cheap auto insurance plan but the cheapest one he claimed to find was $6,000/6 months and he’s not willing to pay that.
    I’m thinking of getting a part-time job at my college but idk how the process of getting insurance works out.

  • Jewel says:

    In the state of Washington what happens when invalid auto insurance is given at the scene of a minor traffic accident?

  • Maurine says:

    When you live in Mexico, do people use yellow pages, local independent agents, online websites..how do they go by buying auto insurance?
    Also, what is their biggest problem when coming to the usa and looking for auto insurance, aside from the language barrier?Are the coverage similar, do they have a trust problem, etc..what would be the most helpful thing a US insurance company could do for them?
    Thanks for your help.

  • Jerri says:

    I want to change my auto insurance comp, i have claimed an accident with it for which i did not get a ticket. So will it matter if I don’t report it to the new company while asking for quotations? Do insurance companies talk to each other or share data?

  • Luis says:

    I am planning to sell my car and cancel my auto insurance. If I want to rent a car, am I required to buy their rental car insurance, since I wouldn’t have any other auto insurance otherwise?

  • Ethelyn says:

    I just spent a few hours getting an auto insurance quote from a number of companies. I got a real good rate ($573 for a whole year) for our 2004 car and all the extras.

    I think this is a pretty good rate but wonder if others are paying more or less.

    How much are you paying?

  • Lane says:

    I am interested in becoming an auto insurance agent. I want to do this part time, but I don’t know how to get started? I can go to school to get the degree to sell insurance, but how do you get the connections to sell the various types of insurance ?

  • Dino says:

    At last minute, I had to get auto insurance with Esurance which I hate. But I really had no other choice. Can I cancel with them and go with another company that will give me a better deal?

  • Louisa says:

    What is a good website to use when researching auto insurance. One where I can get numerous rates from various insurers and compare them with each other?

  • Martin says:

    I need to get auto insurance but i need to know what the options for payment are like can i pay monthly, quarterly, 6 month, anually. I want to purchase from erie insurance.

  • Zachary says:

    What would be the best way of conducting a transaction without getting the auto insurance involved for an accident?

    Person hit me and neither of us want to report it to our auto insurance. They don’t trust that I won’t report it to the insurance after I get paid from him.

    What should I do?

  • Ernest says:

    I live in New Jersey where the auto insurance is relatively expensive. However, I go to college in South Carolina where the auto insurance is a lot cheaper than in New Jersey. How can I get the cheaper South Carolina auto insurance? Do I need a South Carolina driver’s license to do this? Should I buy a car from a South Carolina dealership?

  • Abbie says:

    Can you resume your auto insurance policy one it was canceled? ok it was canceled 5 months ago I wasn’t using the car so I didn’t need insurance at a moment. Now I am planning on using the car again. Can I just call them and ask them to send me a monthly fee and get insurance resumed or do I need to go to insurance place and talk to Insurance sales agent and pay $200 finders fee again? I don’t want to pay those fees again. Is there a way to resume my insurance without those extra fees. I am a California resident.

  • Chester says:

    How can a government, who supposedly stays as far out of a capitalist economy as possible, enforce that you purchase auto insurance? Isnt that a consumers right to buy or not buy?

    One could argue that the privilege to drive at all is granted by the government, and you should abide by their requirements. But by that logic, wouldnt having insurance first be a prerequisite before you could get licensed?

  • Darnell says:

    Alot of people are upset because it forces one to have insurance or be fined. The same thing applies to auto insurance. So whats the difference?

  • Jessi says:

    Currently I’m the only listed driver on my auto insurance. I will be away for 4 months and my friend wants to borrow my car during this period of time. How would my auto insurance work in this case? Should I list him as a driver instead of me, even if I still own the car? Or is there something else I should do? I’ll talk to my agent about it too, but I’d just like to know how situations like this are usually handled. Thanks!

  • Clara says:

    I moved from NY and need to find an auto insurance company. AllState and State Farm are not doing business here. I don’t want Geico or Mutual Liberty because of bad experience with them. Are the small local businesses reliable? Thank you.
    Common Sense, thank you for the reply. Are the smaller companies reliable in terms of being able to provide good service after an accident? Thanks.

  • Oliva says:

    I need a new auto insurance company, Allstate just raised my rates through the roof. But I don’t want it to be an unreliable company that will drop me for one little crack in my winshield. State Farm and all those companies are too expensive for me (I am a teenager and work part-time). I live in CA. Any suggestions?

  • Chester says:

    I am renewing my auto insurance. I have a car with all kinds of great features like leather seats, upgraded stereo, sunroof, etc. Is there some way to insure it so if it gets totaled, I can buy a car of equal quality? Should I even get full coverage?
    Thanks.

  • Lewis says:

    My auto insurance company has been charging me fees, rate increases (originally I was told it would be a decrease!), and a whole other mess with the DMV. I have not had any tickets, accidents, or claims. No one has been able to satisfactorily explain to me why this is happening. How do I now if I have a case with the insurance commission/and or a small claims lawsuit?
    My main problem is not the rate increase. The insurance company received my payment on time. But, they did not POST it until a few days later. sometime in this period of a few days, the DMV audited the insurance companies system and decided this was a lapse I guess. I had to give the DMV 500.00 or lose my registration. This was 6 months ago. It took us 4 months to get the insurance agent to tell us what really happend (they are good at the runaround game). They said that they had sent the paperwork to the DMV and that we should be getting our check in 30 days as the insurance compay was at fault. This month my insurace is 100.00 more and I called the DMV and they recieved the paperwork, but not a follow up call they were supposed to get. Since I called them, I personally was able to give the OK to send the packet to the refund department. My insurance company says that the extra 100.00 is for “reinstatement of coverage”, coverage I never lost in the first place.

  • Jeramy says:

    I have an auto insurance for the past 6 months with a company in USA, My policy is going to expire in a few days. After checking the new renewed quote, I see a 10 $ increase. When i called the agent, He said, we have removed the new user discount from your account and said that it is wise to continue with the same policy number to upgrade to gold and platinum status. My question is, what happens if you keep switching auto insurance every 6 months. If i re-quote with the same Insurance agent, I get a lesser quote. Does it affect your credit history? Please give me more information. Any help will be much appreciated. Thank you in advance.

  • Prince says:

    After moving into inner Atlanta because I’ve grown tired of a completely car dependent lifestyle, my auto insurance went from 70 dollars a month to nearly 160 based solely on my location.

    Not only is this unfair and stupid, it seems to me to defy logic. I would think the suburban commuter who is spending lots of time in his car every day is more prone to claims than me, who barely has a reason to use my car anymore.

    Ridiculous.

  • Evan says:

    I’ve heard that “performance” modifications can void an auto insurance policy. Is this true? If so, what is considered a void worthy mod?
    I know that my coverage will only replace the parts to stock. Also, I’m planning on the following: CAI, headers & exhaust, short shifter, big breaks, ECU programing. When my shocks are due to be replaced i’ll probably take the opportunity to ride lower.

  • Salvador says:

    if you don’t want to purchase auto insurance you simply don’t buy a car?

  • Fidel says:

    What’s the average for starting license auto insurance agents? Do they only make commision or hourly too? Are the leads provided. Is it a hard industry to get into?

  • Ignacia says:

    My wife was hit by a car while riding her bicycle on the sidewalk. She needed surgery and now bills are really adding up. Our health insurance says the auto insurance is responsible and the auto insurance says our health insurance is responsible. We are constantly being handed back and forth should we seek out a lawyer and risk owing more money to more people? What steps should we take? Are we out of luck? We live in the state of Michigan.
    Beery….you are an idiot.

  • Nan says:

    I am planning to sell my car and cancel my auto insurance. If I want to rent a car, am I required to buy their rental car insurance, since I wouldn’t have any other auto insurance otherwise?
    If I use my Discover card to rent the car, Discover will provide me with a Collision Damage Waiver of up to $25,000. Would that count as insurance?

  • Travis says:

    Can you resume your auto insurance policy one it was canceled? ok it was canceled 5 months ago I wasn’t using the car so I didn’t need insurance at a moment. Now I am planning on using the car again. Can I just call them and ask them to send me a monthly fee and get insurance resumed or do I need to go to insurance place and talk to Insurance sales agent and pay $200 finders fee again? I don’t want to pay those fees again. Is there a way to resume my insurance without those extra fees. I am a California resident.

  • Mariella says:

    I have a job interview in an auto insurance company saturday morning.My moms friend is the owner of the company so she got me the interview,Im currently taking computer classes in college but what else do i need to know in order to work there? please help

  • Irvin says:

    I need general information concerning auto insurance complanies that pay claims directly to the driver. They want me to absorb all costs (repairs, rental, etc.) and then they will issue me a “reimbursement” check. I don’t want reimbursed for something that their insured driver did to me! I just want them to cover all costs associated with the claim! What, if any, legal action can I take to have the matter proceed in my favor?

  • Adria says:

    My wife aparently has auto insurance, you lose your license in the state of Florida without it, however she has no idea who the coverage is through. Any thoughts?

  • Tawna says:

    Ummm, a consumer CHOOSES to drive, therefore the government has every right to make drivers get auto-insurance because driving is an OPTION and it is NOT guaranteed by the Constitution to drive. IT IS AN OPTION.

    So to be born is also an option?

    You gotta be kidding me…
    @Sean – Are you just a troll or are you just a plain idiot?

  • Cleo says:

    I’m looking at buying or leasing a new car and am wondering how that’ll affect my auto insurance premium. Also, which features in a new car affect the premium. I’ve heard about red paint and sports cars causing higher premiums, but are there any other factors?

  • Dawne says:

    I want to know more about auto insurance discounts. I would like to reduce costs so a discount will be nice.

  • Arnoldo says:

    I want to start an insurance affiliate program website and I need a wordpress theme that can easily be used to allow visitors to request auto insurance quotes.

  • Jae says:

    I’m applying for auto insurance on my own for the first time, I know I need high risk because I’ve had two minor accidents in the last few years. I’m just wondering if anyone has any suggestions for high risk insurers with decent or good rates?

    Info: 22 Year old male, 96 Hyundai Elantra 4DR.

    Thanks!

  • Miquel says:

    Time has been served; now being told that obtaining auto insurance will be difficult. Need transportation to work and continue life in new direction – vicious circle. What, if any, companies might be best to check?

  • Dwain says:

    I’m opening an office in August where we want to do taxes but when it’s not tax season we want to sell auto insurance. Is there software you have to buy? Any info is appreciated.

  • Ted says:

    After moving into inner Atlanta because I’ve grown tired of a completely car dependent lifestyle, my auto insurance went from 70 dollars a month to nearly 160 based solely on my location.

    Not only is this unfair and stupid, it seems to me to defy logic. I would think the suburban commuter who is spending lots of time in his car every day is more prone to claims than me, who barely has a reason to use my car anymore.

    Ridiculous.
    Clarification: We’re talking state minimum coverage here, so I wasn’t covered for theft in the first place.

  • Anderson says:

    In Ontario, Canada, how does auto insurance work? Do you need to insure yourself as a driver and your car separately? If anyone can help me with the details of this, that would be great. Thanks!

  • Goldie says:

    My semi-annual auto insurance renewal is coming up. I’ve shopped before and I think I’m already getting a damn good rate, but still I’d like to try to get an even better rate.

    I’ve tried both Geico and Progressive, and both quoted me over $200 higher per year than I already pay. Any other good suggestions? This would be for coverage in California.

  • Kendrick says:

    My semi-annual auto insurance renewal is coming up. I’ve shopped before and I think I’m already getting a damn good rate, but still I’d like to try to get an even better rate.

    I’ve tried both Geico and Progressive, and both quoted me over $200 higher per year than I already pay. Any other good suggestions? This would be for coverage in California.

  • Guillermina says:

    I am planning to get auto insurance license in State CA. Can you recommend any college or institutes that teach? Any good online courses?

  • Bobbie says:

    I am wondering what an average auto insurance cost is to be suspected. If this helps I will be a 16 year old male driving a 2007-2010 Mazda 3 Sedan.

  • Johnnie says:

    When renewing auto insurance, can an individual be denied coverage due to a terminal condition and/or income status of spouse/caregiver?

  • Bess says:

    I have been with the same auto insurance agency my whole adult life. When my husband and I got married, he switched over and started using the same agency I have always used. Our insurance rates seem to continually increase, though, and so recently I have been wondering if we should start looking around for a better premium. I would definitely love to save some money on our auto insurance, but I don’t know if it’s worth the time and energy it would take to shop around. Is it worth the effort to compare insurance companies? If so, how do I begin my search?

  • Waneta says:

    So I am an 18 year old who lives with his girlfriends Mother. I recently just obtained my Drivers License, but I have one problem. I don’t have any Auto Insurance. I do not have a car, but I drive my girlfriends Moms car when I need to. First question. Can I get in trouble without Auto Insurance driving her car with her permission? If not, can I get a different type of insurance under the same car that I pay all on my own? She has State Farm is it helps.

  • Brant says:

    Hi, I’m going to be a first time driver in about 5 months and I’ve heard auto insurance is quite expensive being around $2000 – $3000 a year for first timers. I’ve only saved up about $800 and work on the weekends because i take honors and AP classes which take up all my time along with track and clubs. I know there are certain discounts like the good student one and the driver’s ed one which I’m taking soon. I make around $150 a month and by that time, I’ll only be like half way there so does anyone have any suggestions? Please don’t be like “obviously, money doesn’t grow on trees and isn’t that easy” I know that and that’s why I’m asking. Is there like any way to make money online or any particular things I could do. I can’t go around selling lemonade or mowing lawns because I wouldn’t nearly have enough business to pull it off. Thanks.

    P.S. If there are ways to make money online, what would you suggest? (bludos, firepa, etc.)

  • Rodney says:

    Like how do you compare rates. And coverage. What should I look for in auto insurance. I drive 6 miles a day. I want cheap but I want something if Im in a crash. There going to pay for it. I have a 03 dodge durango. I want full coverage. And don’t stay don’t get full coverage.

  • Era says:

    My rates for auto insurance rates keep on going up even when past citations drop off. Is there
    a way to lower my car insurance premiums? How do I find the best auto insurance company?

    Thanks for your help!

  • Lauralee says:

    I recently got my license and am looking at auto insurances. Can someone find me a quote (or at least give me an idea) for a 16 year old male living in California. The vehicle would be a 2WD 1985 Corvette. I also have a clean record if that helps at all. Thanks!

  • Evita says:

    what is the best auto insurance out there and why

  • Brock says:

    I have been looking for a site that gives Free Auto Insurance Quotes, everywhere I have found wants to charge me or run my credit. Can anyone help me? All I want is a Free Auto Insurance Quote is that to hard to find?

  • Andrew says:

    I just bought a car today Ford Explorer 2001, high mileage.
    I never been insured before, do you know which is a best insurance company with lowest rate for someone doesn’t have good income.
    in live in California Bay Area.
    Thanks

  • Estefana says:

    I’m a teen trying to understand the point of auto insurance

  • Jeanette says:

    I’m 16 and a half. I live in California. I got my drivers license yesterday. My dad has farmers insurance. Adding me to his plan will double his monthly bill. I am a VERY good driver, i live in a small city, and i never go on the freeway. Is it alright if i drive without adding myself to his insurance plan? i don’t think $200/month is necessary. Also, it is not legal to drive in California without financial coverage so if i get pulled over, will i get into trouble?(the car’s covered so im partially covered rite?).
    Thank you

  • Johnnie says:

    hi! does anyone know what some of the cheapest auto insurance companies are in ohio?

  • Winona says:

    …and, that if you wanted to stay with them, you will have to pay more money for a new policy, would your answer be….

    “It’s my state Governor’s fault, because she (or he) is forcing me to have auto insurance that has minimum requirements!”

    or, would it be:

    “Hey, no problem. I am going to go and shop with different companies, that offer a better plan, that costs less”?

  • Kit says:

    Ok so im thinking of getting this 07′ Pontiac G6 but i cant seem to find a insurance company with a quote lower than 300 mo. is there a insurance company / website that will give you quotes for several companies so i dont have to keep trying 5 diffrent ones ?

  • Grady says:

    I am french and don’t know anything about auto insurance in the US. I just received my driver license 2 months ago and a very old bettle (1973, value < 1500$) as first car. I never drive before (even in France), I have a clean record.

    How work the liability here? Let's say it's not my fault but I crash in a schoolbus and 3 childrens will need medical treatment for the rest of their life because of me. Who will pay for it?
    And what if it's my fault?

    [ In France, we have something called "civil responsability" that will pay for that. It's automatically included in every car insurance. ]

    I am also browsing the net for cheap but good insurance. I want it cheap because the car is worth nothing. But I want it good because i am a young (no experience) driver. Any tips and links to some websites are welcome.

    Thank you very much.

  • Jordon says:

    Ever since debated started in regards to Obamacare, conservative pundits and politicians have been arguing that making people buy health insurance is unconstitutional. That putting people in jail with fines for not buying something is wrong. Well, what’s the difference with auto insurance. People HAVE to have car insurance in the US and are put in jail if they don’t. I don’t see the difference.

  • Tawna says:

    I crashed my car and AAA is telling me the car is going to be totalled because the amount of repairs is > the value of the vehicle.

    A “settlement advisor” called me today to offer me $13,000 for my car (2005 PT Cruiser Turbo Limited, fully loaded, Nav system, moonroof, 41000 miles). I owe $15,900 on it still (no gap insurance)….and Kelley Blue Book values it at $16,415, NADA at $15,675 and Edmunds at $15,827. I complained and the advisor said “we use Auto Trader b/c Blue Book is inflated”, but he looked up a similar car (touring edition, much cheaper) and said he could up the quote $600, for a grand total of $13,600. I have to accept/reject within the day (pressure tactics!) or risk losing the offer and having the car valuated.

    I just called AAA as a potential insurance buyer and asked how they value cars for pay-out. She told me they use Blue Book dealer retail, which would be AWESOME for me.

    Thoughts? Advice? Should I turn down the offer?
    Now they’re telling me they haven’t used Kelley Blue Book dealer retail in years… I don’t know what to believe :
    $500 deductible

  • Gerard says:

    Going to do a road rally in England, can Americans get some type of auto insurance on a car there or can they be put on someone’s insurance to drive, I wll also be getting a International drivers license

  • Shan says:

    I need statistics for the average auto insurance costs for teen drivers. Most recent prices. Thanks

  • Rickey says:

    Just wondering how this works.
    Let’s say this happens one day….
    I cause an auto accident and I’m injured. My insurance will cover up to $5,000 for my medical bills.
    I have a heath insurance policy that has a 3,000 deductible and once that limit is reached, the health insurance company will cover everything else. (0% coinsurance on my behalf).

    Will the auto insurance be used towards my health insurance deductible if the above said scenario should happen?

  • Nellie says:

    Couple month ago, I was in an accident while driving my friend’s car. Police were called, and police report were filed. I didn’t have a car nor auto insurance, so I paid for all the repairs on both car, so insurance company wasn’t involved. If I decide to buy a car and get auto insurance now, will my rate be affected? better yet, should I even tell the insurance company about it? Thanks in advance!

  • Everett says:

    I got a car insurance quota from geico and it came out to be $172 a month. I’ve never had an accident, but I’m a new driver. This number sounds a bit high, but I’m not sure. Is it?

    I’m new to this whole thing, so if anyone has any tips, I’d be very grateful.

  • Cristobal says:

    If owning a family sedan, What are the typical annual rates in MA for (1) insurance (2) vehicle tax (registration ?)

  • Sofia says:

    I know there are many different sites where I can compare auto insurance quotes. I am wondering if there are any sites that have local agents available on them? My local agent just retired and I am looking around for new coverage, I just don’t want to call everyone in the phone book you know.

  • Tai says:

    Is it possible for someone to buy auto insurance with their brother?

  • Isidro says:

    I have GMAC auto insurance on a financed vehicle, and I was wondering if they will cut a check for my claim to me or the repair shop??? Please Help

  • Jesenia says:

    After auto accident, at fault person’s insurance delaying medical payments and wanting me to sign away all rights and a false statement before they will pay the bills…this is so distressing..
    Firstly ‘Thank you ‘ to everyone taking their time to answer.
    One false statement the Ins.Co want signed is ‘Doubtful and Dubious case’ and the other is about any future medical treatment we may require, the right to claim for them if they are proved to be related to the accident.
    The Ins.Co admits their client at fault but will not accept liability for him…I thought that was what insurance premiums were for?
    What concerns me most is the total disregard of compassion in this process .
    Not everyone has health insurance and some health insurers will not pay for RTA’s.
    It seems to be all about the money doesn’t it? And about clogging up the Health system so hospitals have to wait for payment too, one nasty circle.
    We are being bullied and at a time we are most vunerable.
    I have the Complaint form from Insurance Commisioners Office. For us it’s not the money it’s the words on the settlement.
    I have the Right ..not to sign dishonest statements haven’t I?

  • Alma says:

    How do I find cheap auto insurance. Like how do you compare rates. And coverage. What should I look for in auto insurance. I drive 6 miles a day. I want cheap but I want something if Im in a crash. There going to pay for it. I have a 03 dodge durango. I want full coverage. And don’t stay don’t get full coverage.

  • Phillip says:

    I disagree with the use of credit scores and auto insurance, and would like to find an auto insurance company that doesn’t use the method when selling me their service. Does anyone know of companies that don’t check your credit, and instead uses your driving record, age, etc….like it used to be?

  • Prince says:

    Has anyone heard of Look! Auto Insurance based in Michigan? Are they a legit agency?

    http://www.look-insurance.com/home.nxg

  • Fidel says:

    I am 18 years old and I am trying to buy insurance for my car. I noticed that the prices for insurance are really high for teen drivers. I was just wondering if my parents could buy the insurance under their name so the payments can be cheaper or does the policy have to be under my name.
    My car is registered under both my father and my name.

  • Reid says:

    i’m young and just got my driver’s license. after months of learing about licensing, i thought it was all over. but, no! there is another entire world out there……insurance! i have no idea what insurance or registration or any of that is, i didn’t learn about it because i thought i could by the car and be done with it. i have so many questions about what this “auto insurance” is…….what about the basics?

  • Enrique says:

    How long does the auto insurance company pay you disability? And if they always have to pay the maximum years, or can they stop whenever they want.
    This is an Automobile Accident Case, and my Insurance is sending me my Disability Checks. My knowlegde is that in Michigan the AutoInsurance can pay you 3 Years. But i just wanted to know for sure if that is correct. Also, if the case gets settled, before the three years do they have to pay me the whole 3 years.

  • Cristobal says:

    I’m currently a college student and would like to purchase my own auto insurance in Ohio (and no longer be included on my parents insurance). Does anyone have any tips on how/where to get good, affordable auto insurance? Are there any companies that you would recommend? Or ones that offer student/good student discounts?

    Thanks!

  • Darnell says:

    I am 17 years old, and i need an auto insurance that costs around $100-150 per month. i cannot afford higher than that.

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